Welcome to Public Insurance Financing Services!
Thank you for your interest in Public Insurance Financing Services. We are proud to say that we are part of the Public Savings Bank family, an FDIC insured institution. It is our goal to be the source for all of your insurance premium financing needs. We offer financing for a wide variety of personal and commercial coverages. We are committed to the success of your agency by providing:- Low fees and competitive rates
- 24 Hour access to your secure online agent account
- 24 Hour online finance quoting
- Attentive customer service
- Insurance knowledgeable professionals servicing your accounts with years of experience with insurance premium financing, MGA’s, carriers, and brokers
- Grace periods for late payments to help keep your business on the books
- Financing of late direct bill accounts – we can help save them from cancellation
- Agent referral fee program
We look forward to providing your agency with superior service needed to give your insureds the most appropriate pay plan.
Payment Options
- ACH Payments
- Free credit card payments
- Free transfers from any PublicSavings Bank account
Competitive Banking Service for Agents
- Faster funding with integrated cash management services offered by Public Savings Bank
- Agent referral program available for qualified agents
Online Access
- Secure personal login and password
- Access to your agency account 24/7
- Access to your insured’s individual account status 24/7
- Ability to quote financing terms and print premium finance agreement from your desktop
- Our representatives are always available for individualized service
Submitting Accounts for Financing
Flexible down payment remittance options:
- Deduct your policy commission and submit the balance - we will pay your carrier, broker or MGA directly
- Send full down payment - we will pay your carrier, broker, or MGA
- Keep the down payment - we will pay your agency upon approval
- Provide a policy binder, declaration page or invoice for fast premium payment
Endorsements
We can finance additional premium endorsements into an active account.
- Contact us with the additional premium amount and we will quote required down payment, and provide new financing terms
- No signed finance agreement is necessary
- Contact us and we will collect the return premiums and adjust the insured’s remaining payments.
