Agreement between User (User defined as any natural person or entity that uses this Web Site in any way or form) and Public Savings Bank and any and all of its affiliates and subsidiaries (hereinafter collectively "Public Savings Bank").
www.PublicSavings.com Web Site (hereinafter the "Web Site") is offered to you, the User, conditioned upon your acceptance, without modification, of the Notices, Terms and Conditions contained herein. Your use of this Web Site constitutes your agreement and consent to all such Notices, Terms and Conditions.
NOTICES, TERM AND CONDITIONS.
I. NOT AN OFFER TO LEND. THE INFORMATION, MATERIAL AND CONTENT contained in the Web Site DOES NOT CONSTITUTE AN OFFER TO LEND OR TO CONTRACT. User's use of the Web Site or the furnishing by User of information to Public Savings Bank via the Web Site or in any other way, does not constitute an offer to lend or an agreement to lend money by Public Savings Bank. Public Savings Bank reserves the right, at its sole and absolute discretion, to approve or turn down a User's Application for a loan based on its internal policies and underwriting guidelines.
II. COPYRIGHTS. All MATERIAL AND CONTENT of this Web Site are copyrighted by Public Savings Bank unless otherwise indicated. Public Savings Bank reserves All Rights to the material on this Web Site, and the only uses permitted by User are for researching or applying for a loan. The content of this Web Site may not be reproduced, downloaded, disseminated, published, or transferred in any form or by any means, except with the prior written consent of Public Savings Bank.
III. LEGAL NOTICE AND DISCLAIMER ALL INFORMATION, MATERIAL AND CONTENT ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Public Savings Bank, its employees and agents, assume no responsibility for any consequences arising from the use of the information and material on the Web Site, or in any way for the content of such information or material, including, but not limited to, defamatory nature of the material, delays, errors or omissions, the accuracy or reasonableness of information, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others.
PUBLIC SAVINGS BANK IS NOT RESPONSIBLE FOR, AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGES OF ANY KIND ARISING OUT OF USE, REFERENCE OR RELIANCE ON THE INFORMATION CONTAINED ON THE WEB SITE OR OBTAINED THROUGH THE WEB SITE.
IV. UNLAWFUL OR PROHIBITED USE. As a condition for your use of the Web Site, and your use of the Web Site, you warrant to Public Savings Bank that you will not use this Web Site or any information or material contained on the Web Site for any purpose that is unlawful or prohibited by the above Notices, Terms, and Conditions, or for any use that is prohibited by law.
V. LINKS TO OTHER SITES. This Web Site offers links to other web sites (hereinafter, "Links") services and material on the web which allows the User to access other web sites. Such Links contain information created, published, maintained, or otherwise posted by companies, individuals, institutions or organizations independent of Public Savings Bank. Public Savings Bank does not endorse, approve, certify or control these Links and their sites and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information that they contain. User's use of Links and their sites is voluntary, and should only be undertaken after an independent review of the accuracy, completeness, efficacy and timeliness of information contained therein. In addition, it is the User's responsibility to take precautions to ensure that material selected from such Links and their sites is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. Public Savings Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such Linked sites, or reference to or reliance on information contained therein.
VI. MODIFICATIONS OF THE NOTICES, TERMS AND CONDITIONS CONTAINED HEREIN. Public Savings Bank reserves the right to change the Notices, Terms and Conditions under which this Web Site is offered. In addition, Public Savings Bank reserves the right to terminate this agreement at any time for any reason, including, but not limited to, violating any of the terms or conditions of this agreement.
VII. CONSENT TO PENNSYLVANIA JURISDICTION. (revise) By accessing this Web Site, you have directed your system to a computer located in the State of Pennsylvania. You agree that disputes arising out of or relating to the use or contents of this Web Site are to be governed by the laws of the State of Pennsylvania.. You are hereby consent to the exclusive jurisdiction of courts sitting in the State of Pennsylvania in all disputes arising out of or relating to the contents or use of this web site.
VIII. INVALID PROVISIONS (revise) If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, including without limitation, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provisions will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect.
IX. ENTIRE AGREEMENT (revise) This agreement constitutes the entire agreement between you and Public Savings Bank with regard to the use of this Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Public Savings Bank with respect to this Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
ANY RIGHTS NOT EXPRESSLY GRANTED TO PUBLIC SAVINGS BANK HEREIN ARE RESERVED.
