Current Rates / 09.03.2010
CD and IRA
Min. Balance: $1000 |
Term |
Rate |
APY 2 |
3 Months |
0.29% |
0.29% |
6 Months |
0.29% |
0.29% |
12 Months |
0.38% |
0.39% |
18 Months |
0.58% |
0.59% |
24 Months |
0.58% |
0.59% |
30 Months |
0.87% |
0.89% |
36 Months |
0.87% |
0.89% |
48 Months |
0.87% |
0.89% |
60 Months |
0.98% |
1.00% |
Platinum Money Market
Balance ($100 min) |
Rate |
APY 2 |
$100 - $24,999 |
0.49% |
0.50% |
$25,000 - $74,999 |
0.75% |
0.76% |
$75,000 and up |
0.99% |
1.00% |
Statement Savings Account
Consumer |
Min. Balance |
$25 |
Rate |
0.20% |
APY 1 |
0.20% |
Interest Checking Account
Business |
Min. Balance |
$100 |
Rate |
0.20% |
APY 1 |
0.20% |
Consumer |
Min. Balance |
$25 |
Rate |
0.20% |
APY 1 |
0.20% |
1 Annual percentage yield if interest remains on deposit compound
2 Early withdrawal penalty will apply
|
Certificates of Deposit
Are you saving for retirement? Your children's education? Or is your goal more immediate, like next year's projects or a major purchase? No matter how much you need to save, or how soon you want the money, Public Savings Bank’s Certificates of Deposit offer the earning power and flexibility to help you achieve your goals.
CERTIFICATE OF DEPOSIT AND IRA
CDs are a great choice for their low minimums, flexible maturities and FDIC protection.
Features:
- No account fees (terms and conditions apply)
- Low opening deposit of $1,000
- Wide choice of maturities up to 5 years
- FDIC insurance for up to $250,000 (through December 31, 2009)
|
FDIC INSURED CD* UP TO 50 MILLION
An ideal choice if you require FDIC insurance on large balance deposits.
One Bank - You work with us - the bank you know and trust - to secure large deposits from $10,000 to $50,000,000.
One Rate - You earn a competitive interest rate on your CD investments through this program. There is no need to negotiate multiple rates or manually tally disbursements for each CD.
One Statement - You receive one regular statement detailing your CD investments. You no longer need to consolidate statements at the end of each month, quarter, or year.
No Fees - There are no hidden fees of any kind. We do not charge annual fees, subscriptions fees, or transaction fees for using this service; the rate you see is the rate you get.
No Collateralization - Because deposits are eligible for full FDIC protection, you may not need to collateralize your deposits, thus eliminating the time-consuming task of tracking collateral values.
A Wide Variety of Maturities - You can select from various maturities - ranging from 4 weeks to 5 years - and choose the terms that best suit your investment needs. You also can ladder your CDs or combine maturities to effectively create a customized term.
Community Investment - Your funds can support lending initiatives, including special development projects that strengthen the local community.
To learn more, contact your account manager or customer service representative. Sign up today and enjoy the peace of mind associated with up to $50 million in FDIC insurance coverage. |
| Click HERE to view the new Early Withdrawal Penalty policy, effective June 1, 2008.
|
| * Insured Certificates of Deposit are offered in conjunction with the Certificates of Deposit Account Registry Service (CDARS) and allow FDIC insurance on certificates of deposit up to $50 million. Subject to availability based on CD term and participation limits. Placement is based on date and time of application approval and funding. Bank deposits above $250,000 receive FDIC insurance on the funding date which occurs each week on Thursdays or first business day thereafter. Early withdrawal penalties apply. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. |
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