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CUSTOMER SERVICE
Email:
Phone:
1-888-8PUBLIC (1-888-878-2542)
Fax:
215-947-9092
CREDIT CARD HELP
Email:
CustomerCare@PublicBankCard.com
Current Rates / 09.03.2010
Interest Checking Account

Business

Min. Balance

$100

Rate

0.20%

APY 1

0.20%

Consumer

Min. Balance

$25

Rate

0.20%

APY 1

0.20%

Statement Savings Account

Consumer

Min. Balance

$25

Rate

0.20%

APY 1

0.20%

Platinum Money Market

Balance ($100 min)

Rate

APY 2

$100 - $24,999

0.49%

0.50%

$25,000 - $74,999

0.75%

0.76%

$75,000 and up

0.99%

1.00%

CD and IRA

Min. Balance: $1000

Term

Rate

APY 2

3 Months

0.29%

0.29%

6 Months

0.29%

0.29%

12 Months

0.38%

0.39%

18 Months

0.58%

0.59%

24 Months

0.58%

0.59%

30 Months

0.87%

0.89%

36 Months

0.87%

0.89%

48 Months

0.87%

0.89%

60 Months

0.98%

1.00%

1 Annual percentage yield if interest remains on deposit compound
2 Early withdrawal penalty will apply

 

Free Interest Checking Account

A FREE* checking account that pays you interest with no monthly fee. Wow!

It's amazingly simple how our Free Interest Checking account can put your money to work for you. First, we're not going to let a monthly fee erode your earnings. Plus, we don't require a minimum balance to earn interest.

PROGRAM HIGHLIGHTS



  • No minimum balance
  • No monthly service fee
  • No direct deposit required
  • No limits to the amount of checks you can write
  • No fee to open an account

A word we all love... FREE!
 

  • Free Online Banking with BillPay
  • Free Online Statements
  • Free Master Debit Card

CONVENIENCE



An interest checking account that simplifies how you bank!

Online banking that works with your everyday life. Earn interest and enjoy the freedom to manage your checking account when and where you want.

Easy account management

  • Bank online and pay bills from your PC with BillPay
  • Transfer funds between your Public account and any other financial institution through Internet Banking

Simple ways to deposit your money

  • Directly deposit your paycheck, pension, or Social Security check
  • Any ATM that accepts deposits through the Plus, Pulse or Jeanie Networks
  • Free prepaid envelopes
  • ACH/Wire transfer funds into your account

Convenient access to your funds

  • Write unlimited checks at no additional cost
  • Withdraw cash from ATMs all over the world and pay no Public fees
  • Receive reimbursements for fees up to 8 transactions or up to $20 for non Public ATMs
  • Request wire transfers and cashier’s checks

* Terms and conditions apply


FDIC INSURED



Deposits are FDIC insured up to the legal maximum, which is at least $250,000 per depositor through December 31, 2009. You can have even more FDIC protection by having more than one type of account ownership at Wachovia. For example, since individual and joint accounts are insured separately, you can have up to $250,000 in an individual account and up to another $250,000 in joint accounts, so your total deposits can be insured up to $500,000. Other ownerships may qualify for even more FDIC coverage.

OPEN A NEW ACCOUNT


 

  • Click HERE for the Applicant Package (pdf)
  • International customers please call 1-888-878-2542 for details

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