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April 1, 2009
Public Savings Bank announced a low cost secured credit card
Public Savings Bank is pleased to announce a new Visa secured credit card that will assist customers in building or re-establishing their credit profile. With a secured credit card, the customer deposits money in to an FDIC insured account where it is used as security for a credit line.
“Building good credit is critical at a time when credit is getting harder to obtain. This card allows the customer to build good credit while enjoying all the benefits of a Visa card at very favorable terms.” said Bob Wexler, Executive Vice President of Public Savings Bank. “There are no income, credit or employment verifications so the application process is highly streamlined.” Prospective cardholders can apply at www.PublicBankCard.com and be approved within a few hours.
Customers can deposit anywhere between $300 and $25,000 into a Public Savings Bank FDIC-insured deposit account. The card functions like any other credit card where the customer can make purchases or take cash advances up to the deposited credit line amount. Payments are reported to all 3 major credit bureaus thus establishing the credit history. The secured card features zero percent interest on purchases for the first six months. Additionally, there is no annual fee for this card.
“Having a credit card is critical today. You can’t even rent a video today without a credit card,” continued Bob. This is a great tool to get credit and establish a good history at the same time.”
About Public Savings Bank
Public Savings Bank was founded in 1928 and purchased by the current management group in 2006. The corporate office is located in Huntingdon Valley, Pennsylvania just outside of Philadelphia.
Public Savings Bank operates on a national basis through leading technology by bringing the bank to the customer. They believe in giving people fast, easy, and convenient ways to manage their money, plus have it accessible 24 hours a day, every day of the year. They offer highly personalized attention, and a complete line of financial products and services.
For more information about Public Saving Bank, please call 888-8-PUBLIC (888-878-2542) or visit www.PublicSavings.com.
CONTACT:
Ray Melcher, CEO
Public Savings Bank
888-8PUBLIC
FAX: 215-947-9092
rmelcher@PublicSavings.com
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